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PO BOX 6009


Charlottesville

,

VA

22906

Phone:

434.296.1122

E-mail:

Neil H. Resnik, LUTCF

Welcome to our Web site, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your employee benefits situation. We have created this Web site to help you gain a better understanding of the financial concepts behind employee benefits, insurance, investing and retirement. Most important, we hope you see the value of working with skilled professionals to pursue employee benefits worthy of an "employer of choice".

We're here to help educate you about the basic concepts of benefit management; to help you learn more about who we are; and to give you fast, easy access to market data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of employee benefits.

The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Outlines steps toward handling financial setbacks and emerging stronger.

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Notes declining prices for new appliances but rising repair costs; when to replace vs repair.

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In addition to advancing philanthropic goals, strategic charitable donations may offer tax advantages.

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How much Disability Income Insurance do you need?

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

This calculator can help you estimate your annual federal income tax liability.

How much can you afford to pay for a car?

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck